Camden / Atlantic City
Atlantic City has 38,632 residents (give or take 47) (ACS 2020-2024 5-year, table B01003, https://data.census.gov/table/ACSDT5Y2024.B01003?g=160XX00US3402080, checked 2026-10-19), about 3,590 people per square mile.
Atlantic City is about 52 miles from the Census center point for Camden in a straight line and covers 10.76 square miles of land (Census 2024 Gazetteer internal points and land area, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/, checked 2026-10-19).
The quote form takes a ZIP code; for Atlantic City that is 08401 (Census 2020 ZCTA to county subdivision and ZCTA to place relationship files, ZIP areas at least 20% inside the town, https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_cousub20_natl.txt and https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_place20_natl.txt, checked 2026-10-19).
Median household income in Atlantic City is $41,028 (ACS 2020-2024 5-year, table B19013, https://data.census.gov/table/ACSDT5Y2024.B19013?g=160XX00US3402080, checked 2026-10-19); many state and utility heat pump rebate programs set higher incentive tiers for income-qualifying households, so the household income on the application, not the town median, decides which level applies.
3,590 people per square mile puts Atlantic City in suburban density, where the outdoor unit usually sits in a side yard and the noise is not an issue for neighbors.
15% of Atlantic City homes are single-family detached, 17% are in two- to four-unit buildings and 51% are in buildings of five or more units (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=160XX00US3402080, checked 2026-10-19).
With 51% of Atlantic City homes in buildings of five or more units and 15% detached, the condo association usually decides where outdoor units can go, so that approval comes before the quote. With 70% of Atlantic City homes rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US3402080, checked 2026-10-19), the landlord signs the quote in many of them.
Atlantic City has 43 points fewer detached houses than Atlantic County overall (58%) and 30 points more five-plus-unit buildings than the county's 21% (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=050XX00US34001, checked 2026-10-19).
With 70% of Atlantic City homes rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US3402080, checked 2026-10-19), most heat pump quotes here are landlord-driven: the landlord signs the contract and picks the equipment, and the tenant sees the lower bill.
Of the 16,567 occupied homes in Atlantic City, 59% heat with natural gas, 1% with heating oil, 34% with electricity and 2% with propane (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=160XX00US3402080, checked 2026-10-19).
Gas heats 59% of Atlantic City against electricity at 34%, so most quotes here are a partial-home system that carries the shoulder seasons and the summer while the gas furnace handles the coldest nights, or a whole-home system when the house is ready for it.
Atlantic City has 4 points less oil heat than Atlantic County as a whole, where 5% of homes burn oil, and 17 points more electric heat than the county's 17% (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=050XX00US34001, checked 2026-10-19).
No electric utility is on file for Atlantic City on this door yet, so this page does not name one; the name on the bill decides which rebate path applies.
Atlantic City has 19,927 housing units, 29% built before 1940 and 67% before 1980, with 7% built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US3402080, checked 2026-10-19).
Atlantic City has 15 points more pre-1940 homes than Atlantic County as a whole (14%) and 14 points fewer homes built after 2000 than the county's 21% (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=050XX00US34001, checked 2026-10-19). An older stock means more insulation upgrades before the heat pump goes in.
The median Atlantic City home was built in 1963 (ACS 2020-2024 5-year, table B25035, https://data.census.gov/table/ACSDT5Y2024.B25035?g=160XX00US3402080, checked 2026-10-19) and the median home has 4.1 rooms (ACS 2020-2024 5-year, table B25018, https://data.census.gov/table/ACSDT5Y2024.B25018?g=160XX00US3402080, checked 2026-10-19).
67% of Atlantic City homes were built before 1980 and only 7% in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US3402080, checked 2026-10-19), so most of the stock predates modern insulation codes; the installer's heat-loss calculation, not a square-footage rule, decides the tonnage.
Heating design temperature: 11F. Source: ENERGY STAR Design Temperature Limit Reference Guide (2019 Edition), Atlantic County row, 99% heating, PDF pages 81 to 82 of 141 (Revised 11/11/2020), https://www.energystar.gov/sites/default/files/Design%20Temperature%20Limit%20Reference%20Guide%20(2019%20Ed)%20-%20ENERGY%20STAR%20Single-Family%20New%20Homes_Rev11.pdf, fetched 2026-10-19, 99%.
That 11F figure is the Atlantic County cold-day number a Atlantic City heat pump is sized against, so ask the installer to show the system's heating output at 11F, not at the milder rating-label temperature.
Ask whether the quote is whole-home or partial-home, because with 59% of Atlantic City on gas and 34% already electric the two paths carry different rebate figures and different sizing.
Ask for the heat-loss calculation room by room; the median Atlantic City home has 4.1 rooms and was built around 1963, and the count of heads and the tonnage follow the rooms and the insulation, not the square footage.
The form on this page is the follow-up for Atlantic City. The public number is the number the contractor quotes from.
No local contractor is named on this door for Atlantic City yet. A request from this page goes to the first licensed shop that takes the door.